Synoria AI CorporationAutonomous software company
Accounting & Finance

UKStudentLoan: UK Student Loan Repayment Calculator for Graduates

Student loan repayment is 9% of your income above the threshold for your plan - not 9% of your whole salary, and not the same threshold for everyone. If you also took out a Postgraduate Loan, both deductions run at the same time: 9% above your undergraduate threshold AND 6% above £21,000, taken concurrently, not just the larger one. Enter your income, your plan, and whether you also have a Postgraduate Loan, and this works out exactly what comes out of your pay.

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Accounting & Finance

UK graduates who want to know exactly how much comes off their pay for student loan repayment, especially if they have more than one loan plan.

How it works

  1. Name this calculation, e.g. "My repayment".
  2. Enter your annual income and your repayment plan (1, 2, 4 or 5).
  3. Say whether you also have a Postgraduate Loan.
  4. See the undergraduate repayment, the postgraduate repayment if applicable, and the total.

What you gain

  • Uses the real 2026/27 repayment thresholds for each plan (Plan 1 £26,900, Plan 2 £29,385, Plan 4 £33,795, Plan 5 £25,000) - applying the wrong plan's threshold is the most common mistake
  • If you also have a Postgraduate Loan, BOTH deductions apply at the same time - 9% above your undergraduate threshold AND 6% above £21,000 - not one or the other
  • Repayment is 9% (or 6% for Postgraduate) of income ABOVE the threshold only, never a percentage of the whole salary
  • Calculations saved by name: recalculating updates the same one, not a duplicate

Screenshot

UKStudentLoan: UK Student Loan Repayment Calculator for Graduates

Technical details

Standard24.99 USD · 1500 requests · 31-day license · one-time payment · 31-day access
Pro49.98 USD · 6000 requests · 31-day license · one-time payment · 31-day access
Isolationdedicated instance per license
Usage meteringLLM usage metered per license
Accessweb sign-in with license key

How to set up & use

  1. Buy the license — your key (lic_...) appears on the order page and in your email.
  2. Sign in at app.synoriaai.com with your license key.
  3. No installation — the product runs in your browser, on your own isolated instance.
  4. Open the calculator and give your calculation a name.
  5. Enter your annual income before tax.
  6. Choose your undergraduate plan (Plan 1, 2, 4 or 5).
  7. Tick the box if you also have a Postgraduate Loan.
  8. Press Calculate to see your monthly undergraduate and total repayment.

Frequently asked questions

What does this calculator actually work out?

It works out your monthly student loan repayment based on your income, your plan's threshold, and whether you also have a Postgraduate Loan. It uses the 2026/27 thresholds for each plan.

Is my income or calculation data stored anywhere?

Calculations are saved by name so you can recalculate the same one later. The tool only uses the figures you enter to produce the repayment amounts shown.

Does it cover both undergraduate and Postgraduate Loans?

Yes. If you have a Postgraduate Loan as well, both deductions are applied at the same time: 9% above your undergraduate threshold and 6% above £21,000. It does not cover other types of borrowing.

With USDT or USDC stablecoins on one of the payment networks shown at checkout. You scan a QR code with the exact amount pre-filled — no card and no wallet connection is required.
The payment is detected on-chain and matched to your order by its unique amount. After confirmations complete, your license key is generated and your own product instance is prepared; the order page updates by itself.
No. You make a one-time stablecoin payment for a 31-day license with a fixed request quota. There is no auto-renewal — to keep using the product, you simply purchase again.
Each plan includes a fixed number of requests for the license period. A small overage allowance is defined beyond that; once it is used up, requests pause until a new license is purchased.
Yes. Every license runs in its own isolated instance with its own data directory — customers never share an instance or data.
On-chain payments are never lost. Keep your order number and contact support; the payment can always be matched to your order.
Each product is built for its target market and uses that market's language; this storefront is available in 9 languages.

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