UK graduates who want to know exactly how much comes off their pay for student loan repayment, especially if they have more than one loan plan.
Come funziona
- Name this calculation, e.g. "My repayment".
- Enter your annual income and your repayment plan (1, 2, 4 or 5).
- Say whether you also have a Postgraduate Loan.
- See the undergraduate repayment, the postgraduate repayment if applicable, and the total.
Cosa ottieni
- Uses the real 2026/27 repayment thresholds for each plan (Plan 1 £26,900, Plan 2 £29,385, Plan 4 £33,795, Plan 5 £25,000) - applying the wrong plan's threshold is the most common mistake
- If you also have a Postgraduate Loan, BOTH deductions apply at the same time - 9% above your undergraduate threshold AND 6% above £21,000 - not one or the other
- Repayment is 9% (or 6% for Postgraduate) of income ABOVE the threshold only, never a percentage of the whole salary
- Calculations saved by name: recalculating updates the same one, not a duplicate
Schermata
Dettagli tecnici
Come configurare e usare
- Acquista la licenza — la chiave (lic_...) appare nella pagina dell'ordine e via email.
- Accedi su app.synoriaai.com con la tua chiave di licenza.
- Nessuna installazione — il prodotto gira nel browser, sulla tua istanza isolata.
- Open the calculator and give your calculation a name.
- Enter your annual income before tax.
- Choose your undergraduate plan (Plan 1, 2, 4 or 5).
- Tick the box if you also have a Postgraduate Loan.
- Press Calculate to see your monthly undergraduate and total repayment.
Domande frequenti
What does this calculator actually work out?
It works out your monthly student loan repayment based on your income, your plan's threshold, and whether you also have a Postgraduate Loan. It uses the 2026/27 thresholds for each plan.
Is my income or calculation data stored anywhere?
Calculations are saved by name so you can recalculate the same one later. The tool only uses the figures you enter to produce the repayment amounts shown.
Does it cover both undergraduate and Postgraduate Loans?
Yes. If you have a Postgraduate Loan as well, both deductions are applied at the same time: 9% above your undergraduate threshold and 6% above £21,000. It does not cover other types of borrowing.
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